Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Easy service fast and reliable I would recommend to...

Easy service fast and reliable I would recommend to family and friends. Reviewed on: 16th April 2026

Easy to use ang good been able to use pay...

Easy to use ang good been able to use pay in 3 at 0% Reviewed on: 16th April 2026

I never had any issues with paypal

I never had any issues with paypal Reviewed on: 16th April 2026

Really good experience and so easy to use

Really good experience and so easy to use Reviewed on: 16th April 2026

Love love love the support I was able to follow my d...

Love love love the support I was able to follow my dreams thanks Reviewed on: 16th April 2026

This is so good to use to support finances and movin...

This is so good to use to support finances and moving money around securley Reviewed on: 16th April 2026

Always helpful for paying in 3 and Paypal credit.

Always helpful for paying in 3 and Paypal credit. The points are also a good bonus Reviewed on: 16th April 2026

Its been very good.

Its been very good. Helpful when you are struggling. Very quick and easy Reviewed on: 16th April 2026

PayPal has allowed me to acquire things by delaying...

PayPal has allowed me to acquire things by delaying payment. Having PayPal credit is even more beneficial as I don’t have to worry about having cash to buy what I want. Reviewed on: 16th April 2026

Pool money is winner

Good easy to use and good features like pool money with friends for gifts etc Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub