Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Fast and easy to use, greate service.

Fast and easy to use, greate service. Reviewed on: 16th April 2026

PayPal Review

The experience is fine. Nothing particular better than the competition. Reviewed on: 16th April 2026

PayPal rocks

I find PayPal very useful, especially being able to spread the cost of things I want to buy. Reviewed on: 16th April 2026

Very good feel relax and easy i always used paypal f...

Very good feel relax and easy i always used paypal for payment and all payments were smooth Reviewed on: 16th April 2026

I’d recommend PayPal

They’ve always been very helpful, been with them for years. Reviewed on: 16th April 2026

Just perfect

A lot off offers and discounts than you buying with PayPal credit and if you have problems with sellers PayPal team very helpful Reviewed on: 16th April 2026

bought stuff online was ripped off paypal gave me my...

bought stuff online was ripped off paypal gave me my money bak Reviewed on: 16th April 2026

Happy customer

Always ready to use and easy to pay whenever I want or can. Making purchase much easier and enjoyable. Reviewed on: 16th April 2026

Paypal has always been excellent from straight forwa...

Paypal has always been excellent from straight forward usage to customer service - a lot less hassle than raising a credit card dispute. Paypal credit at 0% interest is a no brainer Reviewed on: 16th April 2026

Easy to use with multiple bank accounts/payment sour...

Easy to use with multiple bank accounts/payment sources Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub