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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Party ans security

Always use PayPal wherever possible for peace of mind and securely Reviewed on: 16th April 2026

PayPal credit is very easy to use and a convenient w...

PayPal credit is very easy to use and a convenient way to pay with 4 months interest free and an easy way to build your credit score I also like PayPal pay in 3 for spreading.the cost of some items Reviewed on: 16th April 2026

So far so good and greatly appreciated

So far so good and greatly appreciated Reviewed on: 16th April 2026

Great Option

Easy to use app and great customer service also good at keeping you updated. Reviewed on: 16th April 2026

It’s very helpful to use credit card when you are ou...

It’s very helpful to use credit card when you are out of balance in budget but still need to buy house stuff. Reviewed on: 16th April 2026

Makes my life better by allowing me to afford things...

Makes my life better by allowing me to afford things monthly Reviewed on: 16th April 2026

Using PayPal credit helping me to pay some stuff tha...

Using PayPal credit helping me to pay some stuff that am urgently need while my money isn’t enough to pay the good or item. I used a lot 3 times payment when I booking for flight or holiday in advance it help me to safe my money in time before am even going. Reviewed on: 16th April 2026

All good .

All good . Reliable and fast service Reviewed on: 16th April 2026

Good service

Easy to use, clear instructions, anytime repayment Reviewed on: 16th April 2026

Stress Free

A Convenient and Reliable Way to Manage Purchases PayPal Credit has been a fantastic addition to my everyday spending. I love how seamless it is — no extra cards to carry, no complicated setup, and everything integrates perfectly with my existing PayPal account. The flexibility it offers makes a real difference, especially with the option to spread out payments on larger purchases without any hassle. What stands out most is the transparency. The statements are clear, the terms are easy to understand, and I always feel in control of my spending. Checkout is quick, secure, and smooth, and having PayPal Credit available gives me extra confidence when buying online. Overall, PayPal Credit has made managing my finances simpler and more convenient. It’s a great tool for anyone who wants flexibility, security, and a stress free way to shop. Reviewed on: 16th April 2026

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