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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Good service ,no problems and smooth experience

5
Good service ,no problems and smooth experience Reviewed on: 16th April 2026

Great way to buy those special things and spread the...

5
Great way to buy those special things and spread the cost Reviewed on: 16th April 2026

Great value and friendly user interface

5
Great value and friendly user interface Reviewed on: 16th April 2026

Very positive experience, never had any issues.

5
Very positive experience, never had any issues. Quick and relatively service. Reviewed on: 16th April 2026

Very nice company .

5
Very nice company . Payments are compatible Reviewed on: 16th April 2026

Very easy to use, offers interest free options too!

5
Very easy to use, offers interest free options too! Reviewed on: 16th April 2026

paypalreview

4
Good. Although wish when I am paying my statement the payment went out my bank instantly not at midnight Reviewed on: 16th April 2026

PayPals my Pal

5
Not really had a bad experience, even when trying to clear payments or any issues they are quick to respond and help Reviewed on: 16th April 2026

Never had an issue , easy way to pay

5
Never had an issue , easy way to pay Reviewed on: 16th April 2026

Excellent and secured online payment system.

5
Excellent and secured online payment system. I love the pay in 3 and 4 months interest free. Reviewed on: 16th April 2026

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