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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Quick and easy to use anywhere!

Quick and easy to use anywhere! Reviewed on: 16th April 2026

Reminders would be handy and more clarity on which c...

Reminders would be handy and more clarity on which credits are due when. Reviewed on: 16th April 2026

No PayPal? No Purchase. It's that Simple

For over ten years, PayPal has been an absolute cornerstone of my online shopping experience and in that time, it has never once let me down. From the very beginning, PayPal made navigating online payments simple and stress-free. Whenever I've had a question or run into any kind of issue, their customer support and customer service teams have always been on hand to guide me through it. That level of consistent, reliable assistance is rare, and it's one of the biggest reasons my trust in PayPal has only grown stronger over the years. At this point, PayPal is my number one payment method for everything I buy online full stop. In fact, if a website doesn't offer PayPal as a checkout option, I simply don't make the purchase. That's how much confidence I have in them. It's not just a preference; it's a standard I hold every online retailer to. What's also been impressive to witness is how much PayPal has evolved as a company. Over the years, they have grown dramatically expanding their services, improving their platform, and most importantly, continuing to invest heavily in security. The additional layers of protection they've introduced over time give me genuine peace of mind every time I shop online. Knowing that PayPal is actively working to shield me from fraudulent activity and hackers means I can focus on what matters the purchase itself without worry. If you're on the fence about using PayPal, don't be. Ten years of seamless, secure, and supported transactions speak for themselves. It's not just a payment platform it's a partner you can genuinely rely on. Reviewed on: 16th April 2026

I have never had any problems.

I have never had any problems. And feel safer using your service. Reviewed on: 16th April 2026

Borrowing options fast and easy.

Borrowing options fast and easy. Reviewed on: 16th April 2026

Just a good all-round service.

Just a good all-round service. Works in all areas and is accepted everywhere. Reviewed on: 16th April 2026

Trustworthy, reliable and easy to use.

Trustworthy, reliable and easy to use. Reviewed on: 16th April 2026

Easy to use, good rewards, plenty of credit options

Easy to use, good rewards, plenty of credit options Reviewed on: 16th April 2026

I have used PayPal for more than 20 years.

I have used PayPal for more than 20 years. I frequently use eBay to make purchases. Over the years I've gone from a standard way of paying to now having the option to pay in 3, pay in 4 at 0% and now I have a PayPal debit card, which allows me to earn points/cashback. Recently I decided to also link my account to receive a PayPal credit card for bigger purchases. I like the PayPal debit card that much every time I get paid all my money goes straight onto this card and I purchase 100% of everything this way from now on knowing I'll get something back. I couldn't ask for a better service, better than my bank and credit card companies combined! Reviewed on: 16th April 2026

Easin Pay Pal

Paypal provides an image of my money. I have a total control in one place for my paypal debit and credit. Paypal credit of paying within four months is the greatest financial machimsm for me nowadays. East to control money. Reviewed on: 16th April 2026

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