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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Ive had paypal for well over 15 years , i find it so...

5
Ive had paypal for well over 15 years , i find it so convenient to have . Reviewed on: 16th April 2026

PayPal is so easy to use and understand

5
PayPal is so easy to use and gives the added reassurance of you been listened to when things may go wrong.The website is easy to follow so you can keep a track of what you owe and payments needed. Reviewed on: 16th April 2026

Great flexibility.

5
Great flexibility..payment over a variety of different options Reviewed on: 16th April 2026

Easy to use and easy to get online.

5
Easy to use and easy to get online. Feel protected in spending too Reviewed on: 16th April 2026

Okay service.

3
Okay service. I use PayPal not for credit basis because it debits my account directly. Reviewed on: 16th April 2026

I use PayPal on everything I can, even easier with a...

5
I use PayPal on everything I can, even easier with a digital card in my phone wallet, PayPal has always been my first choice and always will be Reviewed on: 16th April 2026

Honestly, i have been using PayPal since i turned 18...

5
Honestly, i have been using PayPal since i turned 18 and cannot fault it. Never had a single issue and the user interface is perfect in my eyes. Reviewed on: 16th April 2026

Whenever I have had a problem with any purchases Pay...

5
Whenever I have had a problem with any purchases PayPal has always sorted it. Reviewed on: 16th April 2026

It’s soo handy an great that you get 4 months 0%, ju...

5
It’s soo handy an great that you get 4 months 0%, just class Reviewed on: 16th April 2026

Very easy to keep track of credit and good notificat...

5
Very easy to keep track of credit and good notification on your standing Reviewed on: 16th April 2026

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