Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Safe and trustworthy

I use paypal all the time. I feel safer that if any thing was wrong, paypal will cover me. Reviewed on: 16th April 2026

5* Service from PaypalCredit

I have used paypal credit since it started up and never had a problem with it, its great for purchases when you want to spread the cost and very handy if you have an appliance breakdown and need a replacement at short notice. Very happy with their service and will continue to use. Reviewed on: 16th April 2026

Always my go to for making payments

I’ve used PayPal in many ways, direct payments, pay in 3 and credit. when I’ve needed help to deal with purchases that haven’t arrived, responses have been quick with a satisfactory outcome. Reviewed on: 16th April 2026

Excellent service with professional customer service

Ive used PayPal credit for a while now. Its both reliable and easy to use. Their customer service is excellent and have always answered all of my queries. Reviewed on: 16th April 2026

Vwry quick accepted, recommended

Vwry quick accepted, recommended Reviewed on: 16th April 2026

Simply the best

Always I'm happy to use paypal , meets all my criteria and very easy to use Reviewed on: 16th April 2026

Always a great experience , like the PayPal credit o...

Always a great experience , like the PayPal credit option and pay in 3 Reviewed on: 16th April 2026

I had few different situations ,and very difficult t...

I had few different situations ,and very difficult to deal,but Pay Pal customer support was always helpful and helped me to get my money back.Amazing service Reviewed on: 16th April 2026

Excellent and I would to buy more products

Excellent and I would to buy more products Reviewed on: 16th April 2026

Easy to manage.

Easy to manage. lots of payment options. Clear and easy to understand Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub