Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181151)

Excellent service and protection

Had someone try scam me on Ebay, Ebay decided they didn't want to help but PayPal stepped in and saved me from having my money stolen Reviewed on: 16th April 2026

Always quick responses to queries disputes

Always quick responses to queries disputes Reviewed on: 16th April 2026

PayPal credit has always been a convenient and user...

PayPal credit has always been a convenient and user friendly payment option. Reviewed on: 16th April 2026

Very good and happy always helpful

Very good and happy always helpful Reviewed on: 16th April 2026

Really good app for financial use can use across dif...

Really good app for financial use can use across different platforms and apps Reviewed on: 16th April 2026

Good service works as expected and very little hassl...

Good service works as expected and very little hassle to deal with plus easy access and the app works well to see everything you need to know and keep up to date with Reviewed on: 16th April 2026

Paypal overview

Overhaul my Paypal has been positive though the direct debit for credit payments can be confusing as its not clear? Reviewed on: 16th April 2026

SAFE AND SOUND WITH EVERY PENNY

ALWAYS HELPFUL WHEN NEEDED SORTS Reviewed on: 16th April 2026

Best experience ever I have , I love 4 months free i...

Best experience ever I have , I love 4 months free interest offer Reviewed on: 16th April 2026

Very good so quick and easy to use

Very good so quick and easy to use Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub