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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

PayPal Credit

The 4 month 0% interest promotion is good, although I wish it was longer e.g 6 months. Reviewed on: 16th April 2026

PayPal plus is good

Good deal with with PayPal + and always get issues resolved. Got some great points to use as credit towards purchases via PayPal+ and debit card use. Reviewed on: 16th April 2026

I like the fact that you have the security of PayPal...

I like the fact that you have the security of PayPal dispute if you are not happy with your product. Reviewed on: 16th April 2026

Paypalreview

Very easy to use, and communicative staff Reviewed on: 16th April 2026

No transaction delay and verify of payment option av...

No transaction delay and verify of payment option available. Reviewed on: 16th April 2026

More user friendly than the bank

I’ve had no issues what so ever with using PayPal, everything has been streamlined to make using it easy with the addition of adding my cards to my Apple wallet helping me feel safer not having to carry around physical cards all the time. the flexible payment options are also fantastic with the 0% interest fees in eligible purchases paid off within 3 months means I could spread the cost and manage money better Reviewed on: 16th April 2026

Easy, simple and quick.

Easy, simple and quick. Using PayPal credit helped save and less interest rates Reviewed on: 16th April 2026

Been great love it

Been great love it love PayPal everyone should have it so easy to pay for your goods Reviewed on: 16th April 2026

I can use my paypal any where and it is xery covenie...

I can use my paypal any where and it is xery covenient compared to other credit providers. If ive got an issues or query it gets delt woth promptly. Reviewed on: 16th April 2026

Easy stress free payments

Using pay pal for years never any issues, such a stress free method to spend online Reviewed on: 16th April 2026

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