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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Good experience so far

I think paypal is good as it allows you to pay for things later over 4months if purchases are over £100 this is a good feature. Its easy to use and you get a physical card for inshore purchases also Reviewed on: 16th April 2026

Very good customer service and helpful advice

Very good customer service and helpful advice Reviewed on: 16th April 2026

Great to have them there when I need them

Great to have them there when I need them Reviewed on: 16th April 2026

Convenient, Reliable, and Easy to Use

After using PayPal for a while now, I can confidently say it's one of the most convenient ways to handle online payments. Whether it's sending money to someone, paying for purchases, or managing transactions, the whole experience feels smooth and intuitive. The interface is clean, everything is where you'd expect it to be, and the mobile app makes it even easier to stay on top of things on the go. What I appreciate most is how little friction there is — you don't need to dig out your card details every time, and checkout on supported sites is genuinely fast. It also gives you a sense of security knowing your financial info isn't being shared directly with every merchant. Overall, if you want a payment platform that just works without making you think too hard about it, PayPal does exactly that. Solid experience, would recommend. Reviewed on: 16th April 2026

Excellent overall and easy accessible most of the shops

Excellent overall and easy accessible most of the shops Reviewed on: 16th April 2026

Paypal offers instalments which is very timely and c...

Paypal offers instalments which is very timely and convenient Reviewed on: 16th April 2026

Pay pal application

Safe and easy to use never had a problem when returning and claiming Reviewed on: 16th April 2026

A great service.

Very good experience, never have any issues with any services. Mainly used for short term credit options. A strong reliable service for all our needs Reviewed on: 16th April 2026

Paying with PayPal makes everything simpler

Paying with PayPal makes everything simpler, every experience I have had with PayPal has been positive. Making it a simpler and safer way to pay for products or services, if I have had any issues with payments the PayPal team have always been helpful and proactive. I couldn’t recommend enough. Reviewed on: 16th April 2026

Whenever I had an issue, the customer support was am...

Whenever I had an issue, the customer support was amazing. They helped the situation and put some very helpful measures in place. All it took was a quick phone call and the friendly person listened and gave me the best possible option Reviewed on: 16th April 2026

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