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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

I find Paypal credit to be very useful.

I find Paypal credit to be very useful. The generous 4 month's interest free credit has helped me spread the cost of many items. And if like Me, you keep paying regularly, then your interest is next to nothing. Just remember to not take out more than You can realistically afford to pay back. Reviewed on: 16th April 2026

Paypal a friend In your pocket

When moneys tight and things need replacing PayPal credit are their to help with great repayment deals at a interest reta to suit all pockets Reviewed on: 16th April 2026

Really Good!

Always had a really good experience with PayPal. No complaints at all Reviewed on: 16th April 2026

Absolutely fantastic , I use PayPal all the tome

Absolutely fantastic , i use PayPal all the time , its so easy to use Reviewed on: 16th April 2026

PayPal Credit Card offers a convenient and flexible...

PayPal Credit Card offers a convenient and flexible way to manage online and in-store purchases, especially for frequent PayPal users. The integration with the PayPal platform makes transactions smooth and secure, while features like promotional financing and easy tracking of spending are helpful. However, interest rates can be relatively high if balances aren’t paid off promptly, so it’s best suited for those who can manage repayments responsibly. Overall, it’s a solid option for convenience and short-term financing. Reviewed on: 16th April 2026

Love the paypal credit really helps me out when buyi...

Love the paypal credit really helps me out when buying larger purchases Reviewed on: 16th April 2026

I have a great experience with payal,i loved it.

I have a great experience with payal,i loved it.thanks for giving credit Reviewed on: 16th April 2026

Modern approach to finance.

Modern approach to finance. glad they have added a debit card option Reviewed on: 16th April 2026

No issues, easy to use, cash when u need it...

No issues, easy to use, cash when u need it Reviewed on: 16th April 2026

Good experience so far

I think paypal is good as it allows you to pay for things later over 4months if purchases are over £100 this is a good feature. Its easy to use and you get a physical card for inshore purchases also Reviewed on: 16th April 2026

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