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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

Good service.

Good service. Easy to use. U can use your credit in many places Reviewed on: 16th April 2026

fast and effective, always ready and easy to use.

fast and effective, always ready and easy to use. Reviewed on: 16th April 2026

pay in 3 is handy

Been good so far. Interest rate could be lower. Mostly use pay in 3 as it helps spread the cost especially at occasions. Reviewed on: 16th April 2026

Payment is slow sometimes.

Payment is slow sometimes. Good at other times though. Reviewed on: 16th April 2026

Efficient and fast payments. Pay in 3 is fab.

Great way to pay, very efficient and quick (especially for sites you use often). Pay in 3 is a godsend - good way to break down larger costs into 3 regular payments and avoids interest on top. I have learnt the hard way it's best to avoid overspending (beyond your means, anyway) on the credit option (can max up to £3000), as over a longer period paying back, it really bites back in the charges. Reviewed on: 16th April 2026

Good App - Easy control of payments

Good App - Easy control of payments Reviewed on: 16th April 2026

Thank you Paypal

I use paypal credit a lot and will continue. Its a great system that keeps my cashflow healthy. Very grateful to have opportunity to use paypal and paypal credit. Thank you! Reviewed on: 16th April 2026

Great platform

Great platform to buy with confidence Reviewed on: 16th April 2026

Excellent experience since last few years

Excellent experience since last few years Reviewed on: 16th April 2026

It's the best, so handy and easy to use

It's the best, so handy and easy to use Reviewed on: 16th April 2026

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