Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

Easy use , no issues , any issues resolved straight...

Easy use , no issues , any issues resolved straight away Reviewed on: 16th April 2026

I find PayPal credit a really useful and flexible wa...

I find PayPal credit a really useful and flexible way of supporting me to manage my finances the app is easy to use. Reviewed on: 16th April 2026

Very good service and helpful staff

Very good service and helpful staff Reviewed on: 16th April 2026

PayPal has been great to me for clothing purchases a...

PayPal has been great to me for clothing purchases and helps manage spending Reviewed on: 16th April 2026

Very Easy to use.

Very Easy to use. Reasonable offers Reviewed on: 16th April 2026

First Class

Having used PayPal as a safe payment method and also having credit account at my disposal, I find the quality of service to be first class. Reviewed on: 16th April 2026

Go 4or it

Spot on, efficient, trustworthy, top notch Reviewed on: 16th April 2026

PayPal Credit has been a lifesaver!

PayPal Credit has been a lifesaver! So easy to use and to pay back. The app is excellent for keeping track. It has definitely improved my quality of life. It is my first choice if I need something a wee bit dearer. Reviewed on: 16th April 2026

They help when times are hard thanks pay pal

They help when times are hard thanks pay pal Reviewed on: 16th April 2026

It's a company you feel safe with you're money

They are a company you feel safe handling you're money. Their app making it very easy to direct payments to various things. App is easy to use and generally self explanatory Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub