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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

I use paypal to pay for online purchases where appli...

4
I use paypal to pay for online purchases where applicable and it's always been my go to payment service Reviewed on: 16th April 2026

PayPal credit has helped me in hard times

5
PayPal credit has helped me in hard times Reviewed on: 16th April 2026

Excellent hassle free way to shop

5
Excellent hassle free way to shop without having to pay all the money up front right away. The 0% interest for 4 months is a personal favourite and regularly used by me. Reviewed on: 16th April 2026

Great and easy.

5
Great and easy. I love using this account. Reviewed on: 16th April 2026

I have always found the response very timely when I...

5
I have always found the response very timely when I have contacted PayPal always found a resolution Reviewed on: 16th April 2026

Always feel safe in the knowledge my money is safe a...

5
Always feel safe in the knowledge my money is safe and protected when using PayPal Reviewed on: 16th April 2026

i love it so easy to use have used it with some of m...

5
i love it so easy to use have used it with some of my order and you can pay for longer if you need to Reviewed on: 16th April 2026

Always very helpful if you have a problem ,and know...

1
Always very helpful if you have a problem ,and know you can rely on them to help sort out if you have a problem with your product or not received your item Reviewed on: 16th April 2026

I have had a very good experience with PayPal.

5
I have had a very good experience with PayPal. Only that one day, I called to report suspicious transactions on my Credit Card but have not heard from them till now. Because of this, I have reduced the rate at which I use the credit card. Reviewed on: 16th April 2026

Always positive.

5
Always positive. I feel supported when faced with an issue Reviewed on: 16th April 2026

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