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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

So I easy to use never had a problem with payments,...

So I easy to use never had a problem with payments, luckily never had an issue for PayPal to sort out Reviewed on: 16th April 2026

My experience using PayPal has been very good

My experience using PayPal has been very good. It is easy to use, fast, and secure. I like that I can send and receive money quickly without sharing my bank details. Payments are processed instantly, and I always get confirmation messages which makes me feel safe. PayPal is also convenient for online shopping because it protects buyers and makes refunds easier if there is any issue. Overall, PayPal has made my online transactions simple and reliable. Reviewed on: 16th April 2026

PayPal credit is fantastic.

PayPal credit is fantastic. Very flexible Reviewed on: 16th April 2026

Using PayPal is both easy and convenient with the ab...

Using PayPal is both easy and convenient with the ability to pay in 3 and take advantage of 0% credit on some transactions. Reviewed on: 16th April 2026

Helpful financial flexibility at my fingertips

PayPal Credit has been a reliable safety net for those months when unexpected expenses pop up. I love that the 0% interest offer isn't just for new customers—it applies to every purchase over £99 for 4 months. Managing everything through the PayPal app is very intuitive; I can check my remaining promotional balances and set up reminders in just a few taps. While the 23.9% representative APR (variable) is high if you miss a payment, the app makes it easy to stay on top of things. It’s a great tool for anyone who wants a bit more breathing room with their budget. Reviewed on: 16th April 2026

Fantastic!

Fantastic! Very easy to use and services are excellent Reviewed on: 16th April 2026

Good app easy to use prompt with payments

Good app easy to use prompt with payments Reviewed on: 16th April 2026

Pay in 3 and 0% for 4 months is very...

Pay in 3 and 0% for 4 months is very helpful Reviewed on: 16th April 2026

Paypal is so easy to use!

Paypal is so easy to use! 100% trust it! Love that i can use pay in 3. Reviewed on: 16th April 2026

Best interest free plans are amazing.

Best interest free plans are amazing. Recommend to all my friends and family. Very secure platform for making payments anywhere in the world Reviewed on: 16th April 2026

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