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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Paypal is excellent

Paypals security is excellent transactions are logged and easy to trace Reviewed on: 16th April 2026

It's easy to make payment anywhere it's also help to...

It's easy to make payment anywhere it's also help to transfer money to others and acceptable at any stores it gives credit as well for building credit score with good time to pay back u will say it very good Reviewed on: 16th April 2026

Good credit, use it on a regular basis and had it fo...

Good credit, use it on a regular basis and had it for years, would recommend Reviewed on: 16th April 2026

Makes larger purchases more attractive

The UI is very clear, and it is easy to manage. Your limit can be increased or decreased which shows and responsibility. You can pay 0% interest for the first few months which makes larger purchases more attractive. It is great as a planned borrowing tool. Reviewed on: 16th April 2026

Always there when you need them with a variety of pa...

Always there when you need them with a variety of payment options and plans Reviewed on: 16th April 2026

It was brilliant Everything is so simple and straight

It was brilliant Everything is so simple and straight Reviewed on: 16th April 2026

I’m so happy this is very good stuff

I’m so happy this is very good stuff Reviewed on: 16th April 2026

Comes in handy if you don’t have the money straight...

Comes in handy if you don’t have the money straight away Reviewed on: 16th April 2026

My experience with PayPal has been very good.

My experience with PayPal has been very good. Reviewed on: 16th April 2026

Reliable

PayPal has always been easy to use and reliable Reviewed on: 16th April 2026

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