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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Very It helped need. you goood

It helped me a lot when I was in financial need. Reviewed on: 16th April 2026

PayPal is so easy, and I feel SO confident using thi...

PayPal is so easy, and I feel SO confident using this service. Safe, smart and up to date. I also use it for business, it’s excellent. And I love the ‘Pay in 3’ , keep up the great work Reviewed on: 16th April 2026

PayPal has always been reliable

PayPal has always been reliable Reviewed on: 16th April 2026

Smooth and secure payments with PayPal

Using PayPal is easy and fast. It makes online payment secure and convenient. I like how quickly transactions are completed. Reviewed on: 16th April 2026

Fixes misfortune

It sorted out a problem when someone ordered a holiday after hacking me Reviewed on: 16th April 2026

Very good for spreading a large payment to gradually...

Very good for spreading a large payment to gradually pay off and interest free in a certain time Reviewed on: 16th April 2026

Always feel secure in any payment and a human custom...

Always feel secure in any payment and a human customer service Reviewed on: 16th April 2026

PayPal credit is fantastic

PayPal credit is fantastic, it allows me to manage my finances so much better, helping to spread costs when I need to. The app is so helpful, I can see at a glance where I'm at financially. There are updates and helpful information regularly posted. It's basically a one stop shop for all your needs, I love it. Reviewed on: 16th April 2026

Top way to pay online especially.

I’ve had a PayPal account for 10+ years and think it is an excellent way to pay online especially. I have had a couple of problems with payments and your helpline has always been top drawer cannot fault the efficiency or customer care! Top rated in my books Reviewed on: 16th April 2026

Paypal gives more payment options

Paypal gives more payment options whilst knowing I am paying securely too. Great loyalty scheme available too. Reviewed on: 16th April 2026

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