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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Very easy to use.

Very easy to use. Fair limits. Quick choice when using online Reviewed on: 16th April 2026

Good value

Good value and nice benefits such as 0% over x time Reviewed on: 16th April 2026

Great experience

Very helpful and professional the service centre responded quickly Reviewed on: 16th April 2026

excellent paypal service .

excellent paypal service . appreciate it Reviewed on: 16th April 2026

PayPal Credit is super handy for online shopping, es...

PayPal Credit is super handy for online shopping, especially when you need a bit of extra time to pay. It's easy to apply for, and once approved, it's linked to your PayPal account, making checkout a breeze. The main perk is the interest-free period on purchases over a certain amount, which can save you money if you pay it off within the promotional period. However, it's important to be mindful of the interest rates after the promotional period ends, as they can be quite high. Late payment fees can also add up, so it's crucial to make payments on time. Overall, PayPal Credit is a useful tool for managing online purchases, but like any credit product, it requires responsible usage to avoid unnecessary costs. In conclusion, PayPal Credit can be a great option for online shoppers who want flexibility in their payment options, as long as they're diligent about managing their account and making timely payments. Reviewed on: 16th April 2026

PayPal is a very reliable service.

PayPal is a very reliable service to use to pay for your online purchases. I am very happy with PayPal, thank you. Reviewed on: 16th April 2026

A Brilliant experience

Since I had PayPal it’s been brilliant experience Reviewed on: 16th April 2026

Very easy to use in the app

Excellent customer service and very easy to use the app for purchases Reviewed on: 16th April 2026

The currency experience.

Great experience, used PayPal for several years and it’s a great way of experiencing the world of money/currency. May that be sending/receiving/saving/earning. Reviewed on: 16th April 2026

Great service

Easy to use very handy in some situations Reviewed on: 16th April 2026

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