Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

PayPal is best

PayPal is the easiest, quickest and safest way to send/receive money. Great customer support and they always back you up. Reviewed on: 16th April 2026

So easy to manage your payments , If you dont use pa...

So easy to manage your payments , If you dont use paypal credit already i would recommend you give it a try. Reviewed on: 16th April 2026

Used paypal for many years now, always there when I...

Used paypal for many years now, always there when I need it till pay day. It's great with the 0% for 4 months with expensive purchases. Reviewed on: 16th April 2026

It had been financially helpful using Paypal

It had been financially helpful using Paypal Reviewed on: 16th April 2026

full time Carer.

my experience has been amazing with PayPal always there to help. Reviewed on: 16th April 2026

Trustworthy, financial safety! :)

PayPal has been amazing in helping me keep a peace of mind when I place any financial transaction. I tend to look for a PayPal checkout option whenever making purchases. If a business does not have that option, I often hesitate to buy. More businesses should be offering PayPal as a checkout options to help customers like me feel safe. Reviewed on: 16th April 2026

Very handy offers for interest free credit

Very handy offers for interest free credit Reviewed on: 16th April 2026

I have been using PayPal for years without any issue...

I have been using PayPal for years without any issues and recently started using their credit card too. I find it very convenient and their app easy to navigate. I can happily recommend their services. Reviewed on: 16th April 2026

Great option to spread payments making more appealing

Great option to spread payments making more appealing Reviewed on: 16th April 2026

I feel it's transactions are pretty straight forward...

I feel it's transactions are pretty straight forward and customer service is top notch. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub