Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Fast efficient service and always willing to help.

5
Fast efficient service and always willing to help. Reviewed on: 16th April 2026

Good as always .

5
Good as always ........................... Reviewed on: 16th April 2026

Few tweaks needed

5
Slow to update, statements a little confusing. Reviewed on: 16th April 2026

Perfect platform for online shopping.

5
Perfect platform for online shopping. Money protected Reviewed on: 16th April 2026

Pay in 3 and use with Amazon

5
Pay in 3, credit card pay in 3, and adding to wallet on iPhone has boosted use of my account and also with my regular use of Amazon too. You don’t any other pay in 3 options really because customer service with PayPal is worth it Reviewed on: 16th April 2026

Always my first choice of payment!

5
I missed a payment and PayPal were amazing and let me pay it waived the fee. Anytime need help they are there. It makes paying so much easier and I feel confident paying with PayPal when there are so many scams around. Reviewed on: 16th April 2026

I have enjoyed a smooth and seamless experience with...

5
I have enjoyed a smooth and seamless experience with paypal credit. I have made it my default online payment method as it is available on most online stores and is very easy to use Reviewed on: 16th April 2026

Been using PayPal for over 15 years, always on your...

5
Been using PayPal for over 15 years, always on your side for any issue, buying with confidence, some websites I don’t fully trust I won’t buy from unless PayPal is a option Reviewed on: 16th April 2026

Good service

4
They did try to charge me a fee which wasnt right, but when i contacted them they sorted it out straight away. So, helpful when I had an issue, but not great they got it wrong in the first place. Reviewed on: 16th April 2026

Amazing help and support love using paypal

5
Amazing help and support love using paypal Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products