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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Very positive.

Very positive. Easy to use and get points as a bonus Reviewed on: 16th April 2026

Flexible and Convenient Way to Manage Big Purchases

I’m using PayPal Credit for larger or more expensive purchases, and it’s been genuinely helpful for managing my finances. Being able to spread payments over instalments means I don’t have to wait until I’ve saved the full amount before buying something I need. Instead, I can make the purchase upfront and pay it off in a structured, manageable way. Overall, PayPal Credit has given me more flexibility and control over my spending. Reviewed on: 16th April 2026

Excellent people at paypal credit

Gave me a chance with paypal credit with a decent amount to spend and I am very grateful. Reviewed on: 16th April 2026

Been using it for while, generally ok

Been using it for while, generally ok Reviewed on: 16th April 2026

Good, experience and payments are easy to monitor.

Good, experience and easy to monitor payments Reviewed on: 16th April 2026

Have had really bad experiences with companies whose...

Have had really bad experiences with companies whose goods have never arrived and then they themselves either ignore your requests for help or send you round in a loop. Thankfully because I've used PayPal to purchase the product they've automatically issued me with a temporary refund and have contacted the seller for me and it's never been disputed. I advise anyone buying online to use PayPal Reviewed on: 16th April 2026

Excellent credit card, would definitely recommend

Excellent credit card, would definitely recommend Reviewed on: 16th April 2026

easy to use

Great experience, easy to use, feels secure. Reviewed on: 16th April 2026

PayPal is always there

Know I can always rely on PayPal when making purchases online, gives you peace of mind. Reviewed on: 16th April 2026

I have been using PayPal for online purchases for ab...

I have been using PayPal for online purchases for about 13 years. It has always been convenient, secure, trackable, and problem-free for me. I am always happy to have it. I have recommended it to all my friends, and they have also been satisfied and happy. Reviewed on: 16th April 2026

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