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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

I’ve always found it easy to make purchases using pa...

5
I’ve always found it easy to make purchases using pay pal’ i’va been using it for years now. Making payments is always easy and i would recomend to anyone. Reviewed on: 16th April 2026

Good service all round and very responsive whenever...

5
Good service all round and very responsive whenever engaged Reviewed on: 16th April 2026

PayPal credit is a very easy way to spread the cost...

5
PayPal credit is a very easy way to spread the cost of online purchases over £100. You've got 4 months with 0% which helps a lot to get the money to pay back in time Reviewed on: 16th April 2026

Very good, excellent.

5
Very good, excellent. Would recommend Reviewed on: 16th April 2026

Credit, protection and speed

5
PayPal credit was very helpful and accepted by many retailers and offered ideal repayment plans. PayPal as a service is very useful especially offering buyer protection on domestic and international purchases Reviewed on: 16th April 2026

Very good service and customer service

5
Very good service and customer service Reviewed on: 16th April 2026

THE BEST ALROUNDER FOR MY NEEDS

5
I use paypal credit because it allows me to make perchases at my convieience instead of waiting for payday etc. I can set my repayment to a level thats comfortable for me and i have the added protection of paypals buyer protection policy. Reviewed on: 16th April 2026

Ive found paypal incredibly useful for making purcha...

5
Ive found paypal incredibly useful for making purchases. What really stands out is how easy it can split the costs. Overall its a great tool if you regularly split costs or want more control over how you pay for things. Reviewed on: 16th April 2026

Efficient service,easy money transfers, customer ser...

5
Efficient service,easy money transfers, customer service staff have been very helpful when I've needed them. Reviewed on: 16th April 2026

Its quick and I don't have to worry about fraud...

5
Its quick and I don't have to worry about fraud Reviewed on: 16th April 2026

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