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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Great safe and easy to use.

5
Great safe and easy to use. Lots of good offers. Reviewed on: 16th April 2026

Easy to manage.

5
Easy to manage. Decent customer service Reviewed on: 16th April 2026

Not alway working with payments apps

4
Not alway working with payments apps Reviewed on: 16th April 2026

So simple

5
All good easy to use. Very easy to navigate and pay my bills. Reviewed on: 16th April 2026

Great service always use them the pay in 3 is very u...

5
Great service always use them the pay in 3 is very useful and used it when ive needed to Reviewed on: 16th April 2026

Verry easy to use ,low interest and god reward on sp...

5
Verry easy to use ,low interest and god reward on spending. Reviewed on: 16th April 2026

Great service every time

5
Great service always use paypalfOr most of tge time Reviewed on: 16th April 2026

Excellent Service

5
All my transactions go through easily and I have never had any issues. Reviewed on: 16th April 2026

does exactly what it says on the tin

5
I can't complain it does exactly what it says on the tin and some more Reviewed on: 16th April 2026

Easy to use, spread payment and security.

5
Easy to use, spread payment and security. never had any issue with using PayPal, easy to use, and helpful for those BIG purchases and spreading the cost at interest free for 4 months is an added bonus, now you can use it as a card on your iPhone wallet EVEN BETTER! Only ever had one issue with a fraudulent transaction, of which the handled super quick and was resolved in moments. Highly recommend PayPal and their services! Reviewed on: 16th April 2026

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