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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

PayPal is the best!

PayPal is the best! Providing the best services! I really enjoy using it! Highly recommended! Reviewed on: 16th April 2026

Interest not high, treating customers very well.

Interest not high, treating customers very well. Grateful. Reviewed on: 16th April 2026

The best BNPL service by far

Great service will use all the time at checkout.ill recommend to all my friends and family from now on.great app to use aswell Reviewed on: 16th April 2026

Good way to send money safely.

Good way to send money safely. Not a fan of the new app layout but still easy enough to use Reviewed on: 16th April 2026

Great service and friendly staff

Great service and friendly staff Reviewed on: 16th April 2026

Great app and service

Great app, easy to pay and collect. I organise a lot of collections and a poker school so PayPal is used a lot for collecting donations and buy ins from people, I’d be lost without it. Reviewed on: 16th April 2026

Never had any issues using PayPal and throughout the...

Never had any issues using PayPal and throughout the years its added more and more to its services , its been something I've used daily and helped me with my purchases and finances , I've recommended PayPal to friends especially with the addition of debit cards forming a part of their service Reviewed on: 16th April 2026

Reliable, friendly and polite.

PayPal is reliable and helpful. Any issue I had was resolved to my satisfaction. Customer service is brilliant. Staff are very friendly and have a can-do attitude. Reviewed on: 16th April 2026

A great Company

It offers 4 months 0% interest which I do on a regular basis and also the virtual credit card which is amazing. They are a great company. Reviewed on: 16th April 2026

Really convenient and flexible way...

I’ve been using PayPal Credit for a while now, and it’s been a really convenient and flexible way to manage purchases without immediate pressure on my bank balance. Everything is clearly integrated within the PayPal app, so tracking spending and payments is easy. Reviewed on: 16th April 2026

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