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PayPal: PayPal Credit reviews

4.73
Based on 143,031 reviews, last reviewed 20th Jun 2026
4239050% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent :)) I only had good experience with paypal, so i only can recomend. Reviewed on: 20th June 2026
Edina's avatar
Edina

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143031)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My experience with PayPal has been the best credit e...

4
My experience with PayPal has been the best credit experience to date. You are able to borrow credit for the things that matter in life, but you aren’t penalised with extortionate interest rates in the process. That matters immensely. Reviewed on: 9th June 2026

Handy App

5
Handy app and easy to make a purchase, view balance and make payments. Reviewed on: 9th June 2026

Iv always used PayPal its a safer way to pay and Pay...

5
Iv always used PayPal its a safer way to pay and PayPal have ypur back if payments are fraud or anything so safer way to make payments ,thanks Reviewed on: 9th June 2026

Pay pal is fantastic & easyPAY PAL to use & safe...

5
Pay pal is fantastic & easy to use & safe Reviewed on: 9th June 2026

I have been using paypal for years through selling o...

5
I have been using paypal for years through selling on ebay, transfering money, splitting bills and recently pay in 3. Reviewed on: 9th June 2026

Quick and easy app to use, simple layout with all yo...

5
Quick and easy app to use, simple layout with all you need very clearly displayed Reviewed on: 9th June 2026

Super easy to use.

4
Super easy to use. Also like that payments are backed by their security. I feel safer making online payments through them. Reviewed on: 9th June 2026

Any time I have had to call PayPal the adviser has b...

5
Any time I have had to call PayPal the adviser has bin very helpful Reviewed on: 9th June 2026

Absolut save service I Allways feel confident and save.

5
Absolut save service I Allways feel confident and save.Not worried. Reviewed on: 9th June 2026

Simple affordable credit tailored to you.

4
Ease of use and clarity of credit options is excellent. Various options and flexibility that tailors to you needs offers real value. Reviewed on: 9th June 2026