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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

My opinion the safest way to pay Paypal .

My opinion the safest way to pay Paypal . Reviewed on: 16th April 2026

Very fast and easy to use with easy acess to check b...

Very fast and easy to use with easy acess to check balance Reviewed on: 16th April 2026

Good customer service friendly and sort out any iss...

Good customer service friendly and sort out any issues promptly It’s great to be able to spread credit over a few months The app is really easy to use would thoroughly recommend to friends & family . Reviewed on: 16th April 2026

.overall

.paypal is good option to use it’s an efficient easy way Reviewed on: 16th April 2026

Can use when i want and put money back in it when i...

Can use when i want and put money back in it when i want Reviewed on: 16th April 2026

Always reliable works with its customer base and is...

Always reliable works with its customer base and is invested in its customer base. Reviewed on: 16th April 2026

From start to finish i have had excellant service, w...

From start to finish i have had excellant service, with clear advise and easy to control my balance. Reviewed on: 16th April 2026

Great service.

Great service. Smooth checkout Reviewed on: 16th April 2026

Great job

I’ve had a generally positive experience using PayPal for both transactions and refunds. Payments are quick and easy to make, and I like that I don’t have to share my card details with every seller. Everything is clearly recorded, which makes it simple to keep track of spending. Refunds have also been reliable in my experience. When a seller processes a refund promptly, the money usually appears back in my account quite fast. Even when there’s a slight delay—especially for card payments—it’s still reassuring to know the process is secure. One of the best aspects is the buyer protection, which gives extra confidence when purchasing online. While disputes can sometimes take a bit of time to resolve, the overall system feels fair and dependable. Overall, PayPal is a convenient and trustworthy platform that I feel comfortable using regularly. Reviewed on: 16th April 2026

Easy to use, accepted over a wide variety of retailers.

Easy to use, accepted over a wide variety of retailers. Easy to keep track of purchases and pay off monthly to avoid fees. Reviewed on: 16th April 2026

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