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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Great app, great products and great ways to spread m...

5
Great app, great products and great ways to spread money by setting up group payments etc Reviewed on: 16th April 2026

perfect customer service.

5
Easy to use and perfect customer service. Reviewed on: 16th April 2026

Very good easy to use app good customer service

5
Very good easy to use app very good customer service and support Reviewed on: 16th April 2026

Always there when I need them.

5
Always there when I need them. Payments and personal data always secure. Speed of service second to none. Reviewed on: 16th April 2026

PayPal credit made my life more easy , now I can eas...

5
PayPal credit made my life more easy , now I can easy buy what I need without stress, if not PayPal credit I won't be able to afford a lot things that I really need Reviewed on: 16th April 2026

Convenient and easy to use

5
Convenient and easy to use online and in stores Reviewed on: 16th April 2026

Use PayPal credit regularly and have had no problems.

5
Use PayPal credit regularly and have had no problems with them that wasn't sorted quickly and efficiently. Reviewed on: 16th April 2026

The 4 months interest free over £99 spends is so hel...

5
The 4 months interest free over £99 spends is so helpful! Reviewed on: 16th April 2026

Always so easy to use!

5
Always so easy to use! Would recommend to all my friends and family. Reviewed on: 16th April 2026

PayPal Credit Review

5
I use PayPal credit as my preferred payment method. It's easy to manage and the app makes it easier to find what I need. PayPal credit is great and it's helped me keep my finances in order. Buy now pay later is great for larger purchases. Reviewed on: 16th April 2026

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