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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181151)

Easy to use, fair interest rates

5
Easy to use, fair interest rates for a credit provider Reviewed on: 16th April 2026

Been with paypal for years and have nothing to compl...

5
Been with paypal for years and have nothing to complaint Reviewed on: 16th April 2026

I have had a fantastic experience using this service...

5
I have had a fantastic experience using this service in carrying out my purchases Reviewed on: 16th April 2026

Jezzasnith

4
All satisfactory no problems tracking could be done better need more up to date info Reviewed on: 16th April 2026

Easy to use

5
Easy to use and never had to use customer service all in all an excellent experience. Reviewed on: 16th April 2026

Very good experience, I am very satisfied with PayPa...

5
Very good experience, I am very satisfied with PayPal Credit. Reviewed on: 16th April 2026

Always quick and easy , never any problems

5
Always quick and easy , never any problems Reviewed on: 16th April 2026

Service and support are always excellent!

5
Service and support are always excellent! Reviewed on: 16th April 2026

I disputed a transaction and I got the money back.

5
I disputed a transaction and I got the money back. It was quick and easy Reviewed on: 16th April 2026

Appreciate Paypal Credit

5
Its been great way of paying for things without the added interest and adde flexibility. Any issues with credit balance the team are quick and efficient at handling Reviewed on: 16th April 2026

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