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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Love PayPal great to have your sending money to peop...

Love PayPal great to have your sending money to people and friends and buying goods from anyone you what Reviewed on: 16th April 2026

Convenient and easy to use, generous cashback

Enjoy using PayPal for the ease and generous PayPal plus cashback Reviewed on: 16th April 2026

PayPal are always there for me when I need them.

PayPal are always there for me when I need them. Reviewed on: 16th April 2026

Great offers to spread the cost of purchases and lov...

Great offers to spread the cost of purchases and love the addition of a digital card tol Reviewed on: 16th April 2026

Transfers, credit and protection

I would use PayPal to transfer to friends and family and also for its credit options. I have had nothing but great experiences and everything has always worked as planned. I also had an issue with a clothing purchase that was a scam and PayPal were able to rectify the situation and get my money refunded, making it as easy for me as possible. I feel safe using PayPal for purchases as a result of my experiences. Reviewed on: 16th April 2026

So far I had no issue with PayPal directly, any ques...

So far I had no issue with PayPal directly, any questions which I addressed to CS team was fulfilled in timely manner. Reviewed on: 16th April 2026

Excellent customer service - shop with confidence

Excellent customer service when you need them! Thorough and feel very protected! Reviewed on: 16th April 2026

PayPal has given me the freedom to spend and repay a...

PayPal has given me the freedom to spend and repay any credit in good reasonable time with affordable instalments and their security before purchases keeps your account safe which makes PayPal one of the most reliable credit providers Reviewed on: 16th April 2026

I love PayPal to spread the cost to buy things and I...

I love PayPal to spread the cost to buy things and I love using the app Reviewed on: 16th April 2026

paybin 3 made eqsy

Had multiple pay in 3 plans with them and always been a pleasure to deal with, low hassle and fuss Reviewed on: 16th April 2026

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