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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Amazing good clear payment and always clear oo how t...

Amazing good clear payment and always clear oo how to make payment Reviewed on: 16th April 2026

Good for purchases under £100 but use credit cards f...

Good for purchases under £100 but use credit cards for biger purchases as you have more cover with hhem Reviewed on: 16th April 2026

Great credit provider.

Their customers service is very good and their credit is free for 4 months before interest, so they are the best. Reviewed on: 16th April 2026

Reliable, there for you as a customer and never let...

Reliable, there for you as a customer and never let me down with their flexibility for more expensive items. Reviewed on: 16th April 2026

Great service been using paypal for 20 years always...

Great service been using paypal for 20 years always in my pocket as required for my online needs Reviewed on: 16th April 2026

Never had a problem with purchases or refunds

Never had a problem with purchases or refunds Reviewed on: 16th April 2026

Very helpful, the app is easy to use

Very helpful, the app is easy to use Reviewed on: 16th April 2026

Xtra time to pay

It's great you get pay in 3 .Also get up to 4 months interest free Reviewed on: 16th April 2026

Good easy way to pay with lots of options and...

Good easy way to pay with lots of options and secure Reviewed on: 16th April 2026

I’ve been really impressed with PayPal’s credit faci...

I’ve been really impressed with PayPal’s credit facility. It’s convenient, straightforward, and makes managing purchases so much easier. The approval process was quick, and I love being able to spread payments over time without complicated paperwork. It’s especially helpful for online shopping, where PayPal Credit gives me flexibility and peace of mind. Overall, PayPal has made financing simple and reliable — I couldn’t recommend it more! Reviewed on: 16th April 2026

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