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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Convenient, easy flexible terms.

Convenient, easy flexible terms. Reviewed on: 16th April 2026

I always feel safe when I do online payment with Pay...

I always feel safe when I do online payment with PayPal . Reviewed on: 16th April 2026

Reliable, secure and great support

I’ve been using PayPal for years and it remains my top choice for online payments. Their products, like the mobile app and "Pay in 3" options, are incredibly intuitive and make managing my finances a breeze. What really sets them apart is the service. The Buyer Protection gives me huge peace of mind when shopping on new sites, and their customer service has always been responsive and helpful whenever I’ve had a transaction query. It’s a seamless, secure, and highly professional platform. Highly recommended! Reviewed on: 16th April 2026

Quick, easy to manage, not prevy to my main visa car...

Quick, easy to manage, not prevy to my main visa cards security problems with iPhone transit cards. Win. Reviewed on: 16th April 2026

Extremely satisfied!

Extremely satisfied, have been using it for years and I've never had any issues with hidden fees or any other such problems. Reviewed on: 16th April 2026

So easy & reliable, definitely recommend

So easy & reliable, definitely recommend Reviewed on: 16th April 2026

Never had any issues with PayPal always there to hel...

Never had any issues with PayPal always there to help if any help is needed Reviewed on: 16th April 2026

Very easy to find out if you have any questions.

Very easy to find out if you have any questions. Perfect communication Quick response from the company. Good service Reviewed on: 16th April 2026

I love PayPal credit!

I love PayPal credit it's just like a credit card but gives you 4 months free interest, which I find amazing! Reviewed on: 16th April 2026

Easy, convenient, safe and secure service

Very easy to use and feel very secure using PayPal for my purchases as I know that PayPal has all my purchases covered. Extremely easy, convenient and safe. Would highly recommend. Reviewed on: 16th April 2026

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