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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Flexible & effective - I'm a big PayPal fan!

I really like the flexibility of being able to pay outright, in 3 installments or using credit. Being able to gain points for purchases is also an incentive to use PayPal. I feel it's a safe & effective way to make online transactions & I use it very regularly now - I'm a big fan! Reviewed on: 16th April 2026

Easy to use

I find paypal easy to use and gives me confidence when purchasing online against scamd Reviewed on: 16th April 2026

This is good and fast service.

This is good and fast service. I created an account to get a refund for a damaged item from AliExpress, and I found the service quite convenient. Reviewed on: 16th April 2026

When I want to buy something I use Paypal , because...

When I want to buy something I use Paypal , because it is easier to get and you can pay later. Reviewed on: 16th April 2026

Good stuff

Easy to use, a very fast service Reviewed on: 16th April 2026

So simple to use and navigate their app.

So simple to use and navigate their app. I’ve used them for years and think PayPal is fantastic! Reviewed on: 16th April 2026

It’s very easy to use they did very good job..

It’s very easy to use they did very good job Reviewed on: 16th April 2026

I use PayPal for all my payments.

I use PayPal for all my payments. Gives me peace of mind. Also it secure knowing you will get your money back if things go wrong. Reviewed on: 16th April 2026

PayPal credit

I'm customer for over 10 years and use PayPal credit very often for the products i don't want to pay all in one, I use for almost every purchase over £30 option in 3 months. Up to 4 months no interest so is very convinced. Reviewed on: 16th April 2026

Never have had any problems so far.

Never have had any problems so far. It helps to be able to purchase expensive goods and pay them over the 4 months Reviewed on: 16th April 2026

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