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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I strongly recommend PayPal as the leading retail fi...

I strongly recommend PayPal as the leading retail finance provider due to its unparalleled convenience, security, and global reach. Its seamless integration with online transactions ensures a smooth and efficient payment experience, making it ideal for both personal and business use. PayPal’s robust fraud protection and buyer-seller safeguards instill confidence in every transaction, reducing risks associated with online payments. Its user-friendly interface and widespread acceptance across platforms further enhance its value as a reliable financial solution. For these reasons, I believe PayPal stands out as the best choice for retail finance! Reviewed on: 16th April 2026

Everything is so easy to use

Everything is so easy to use. I really like the 4 month 0% interest on credit payments Reviewed on: 16th April 2026

Excellent

Really easy to use and when I have needed help customer service are amazing when resolving my query. Reviewed on: 16th April 2026

Using the service is quite simple and easy

Using the service is quite simple and easy Reviewed on: 16th April 2026

Great service easy to use handy to have

Great service easy to use handy to have Reviewed on: 16th April 2026

Never had a problem with paying pay

Never had a problem with paying pay Reviewed on: 16th April 2026

Paypal has never let me down.

Paypal has never let me down. Wouldn't use anything else Reviewed on: 16th April 2026

There was recently fraud on my account and they went...

There was recently fraud on my account and they went above and beyond for me . Also ; months interest free is amazing Reviewed on: 16th April 2026

USER FRIENDLY

PayPal is highly praised for its security, user-friendly interface, and widespread acceptance, making it a reliable choice for online shopping and sending money. Its robust buyer protection offers peace of mind Reviewed on: 16th April 2026

PayPal is the safest way to make payments

I have been using PayPal for many many years and always found the service excellent, customer service support has always been first class, helpful and able to resolve everyone of my issues out in a timely manner. I use PayPal for 99% if my purchase knowing they will take care of me. Highly recommend Reviewed on: 16th April 2026

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