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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

So easy and simple to use and great customer service...

5
So easy and simple to use and great customer service Reviewed on: 16th April 2026

Always excellent service and easy to use and very cl...

5
Always excellent service and easy to use and very clear to understand Reviewed on: 16th April 2026

Brilliant sevice

5
Hardly had an issue but when it occurs then it’s is sorted straight away. The use of PayPal and their services is second to none Reviewed on: 16th April 2026

Pay with PayPal every online shopping.

5
I have very good experience with PayPal. Customer service always helpful. I don’t by anything online if seller doesn’t have PayPal payment method available. Reviewed on: 16th April 2026

Love paypal

5
Love PayPal easy to use. And very helpful. Feel safer ordering with paypal Reviewed on: 16th April 2026

My experience so far has been smooth.

5
My experience so far has been smooth. No issues. I have enough room for flexible, hustle-free payments. Reviewed on: 16th April 2026

Paypal the friendly bank

5
Always keep a check on my limit, paypal so easy to use, answer phones and speak to assistants if needed. Reviewed on: 16th April 2026

Really helpful app with good and easy access.

5
Really helpful app with good and easy access. Reviewed on: 16th April 2026

Excellent !!

5
Excellent security and ease of use , prefer to use knowing have the added protection and excellent customer service . Interest free credit is a lifesaver for me and really helps with my household budgeting . Highly recommend Reviewed on: 16th April 2026

Exellent service.

5
Exellent service.venry handy when needed. Reviewed on: 16th April 2026

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