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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I had good experience, and it is very easy to...

I had good experience, and it is very easy to use Reviewed on: 16th April 2026

Always there when you need it

Secure payments always available Reviewed on: 16th April 2026

It was easy to use their service

It was easy to use their service Reviewed on: 16th April 2026

5 star review

Have been using PayPal for ages and I’m really happy with the service that they provide. One of my personal favourites. Reviewed on: 16th April 2026

PayPal as always been able to help me, when I need t...

PayPal as always been able to help me, when I need them and great service support brilliant Reviewed on: 16th April 2026

Always easy to use & feel safer going through PayPal..

Always easy to use & feel safer going through PayPal than paying online direct Reviewed on: 16th April 2026

Really good, keep it up!

My experience has only been good, whenever I’ve emailed or called service has been really good, keep it up. Reviewed on: 16th April 2026

Pay by credit

The previous system automatically withdrew the entire remaining balance on the fourth credit payment, which was beneficial because it ensured the debt was fully repaid without being forgotten. Reviewed on: 16th April 2026

Great way to spread the cost of larger items!

Great way to spread the cost of larger items! Easy to use and make payments online! Would definitely use for more purchases. Reviewed on: 16th April 2026

Always had a positive experience any questions have...

Always had a positive experience any questions have been answered any problems have been solved quickly and easily Reviewed on: 16th April 2026

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