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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I use PayPal long time it's good

I use PayPal long time it's good Reviewed on: 16th April 2026

Excellent experience with PayPal every single time

Excellent experience with PayPal every single time I've used them. I have used PayPal credit a number of times to finance larger purchases and have never had any issues with it. I find PayPal to be the easiest method to pay with when shopping online and the one I tend to choose if available. Reviewed on: 16th April 2026

Really easy and quick to use.

Really easy and quick to use. With the extra security features I feel safe. Reviewed on: 16th April 2026

Fast and reliabl.

Fast and reliabl.e, supportive to use when out of cash. Value for money, will always recommend to friends and family Reviewed on: 16th April 2026

PayPal usage

Easier to make payments as the details are already stored and usually no need to repeat them Reviewed on: 16th April 2026

I try to buy everything online with PayPal l feel sa...

I try to buy everything online with PayPal l feel safe using this app as l don't have to keep using my bank details worrying if lm gonna be scammed it also let's you pay 3 in 1 payments or even longer with no interest and keeps you updated with delivery of items l highly recommend PayPal Reviewed on: 16th April 2026

Good Value

Whenever I have used Paypal Credit it has alwas been easy to use and the rates are very good. Reviewed on: 16th April 2026

Most Excellent Life Partner

PayPal has been my go to financial partner for over 5 years. Excellent customer service and easy access to credit. Their support has been extremely valuable for me. Reviewed on: 16th April 2026

Great service, good customer service will recommend

Great service, good customer service will recommend Reviewed on: 16th April 2026

Easy to apply

Easy to use and accepted on most places useful credit line Reviewed on: 16th April 2026

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