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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

A good financial organisation

4
I have enjoyed using PayPal and all the services it provides Reviewed on: 16th April 2026

It's a decent easy way to pay for things and transfe...

4
It's a decent easy way to pay for things and transfer money Reviewed on: 16th April 2026

PayPal the perfect Pal

5
It works every time with so many flexible options to pay or receive money and purchases Reviewed on: 16th April 2026

Just simple isn't it, tap and pay no worries, statem...

5
Just simple isn't it, tap and pay no worries, statements available Reviewed on: 16th April 2026

PayPal is outstanding

5
PayPal is an excellent service, and its security measures are very robust. Reviewed on: 16th April 2026

Always very pleased service!

5
Always very pleased with this service.. I'm using it since a couple of years, without any disturbance. Love different payment options they got! Reviewed on: 16th April 2026

Always easy to complete my purchases

5
Always easy to complete my purchases Reviewed on: 16th April 2026

Paypal is easy to use

5
Love PayPal always easy to use and helpful if I ever have any issues or need to ask questions. Reviewed on: 16th April 2026

Love PayPal, it’s the best, had to call customer ser...

5
Love PayPal, it’s the best, had to call customer service once, sorted it out quickly and efficiently Reviewed on: 16th April 2026

makes payment soooo Easy !

3
makes payment soooo Easy ! pay pal should provide holiday cards that are 0 cost for transactions. Reviewed on: 16th April 2026

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