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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Complex exercises

3
It has been ok, but when putting issues with purchase, it’s too compl Reviewed on: 16th April 2026

PayPal is always seamless.

5
PayPal is always seamless. I could easily use it more, but forget just how widely acceptable it is......WHEREVER I go. Reviewed on: 16th April 2026

PayPal credit offers quality services, I recommend i...

5
PayPal credit offers quality services, I recommend it with great confidence. Reviewed on: 16th April 2026

Excellent experience very easy to use

5
Excellent experience very easy to use Reviewed on: 16th April 2026

Really good clear system and easy

5
Really good clear system and easy Reviewed on: 16th April 2026

Very simple to use.

5
Very simple to use. I love it . By checkout always choosing PayPal Reviewed on: 16th April 2026

PayPal credit is amazing!

5
PayPal credit is amazing! It is so convenient for helping to purchase items and pay over time. I was worried about using it at first but it’s been so handy. Love how easy it is to use and it’s been a lifesaver! Reviewed on: 16th April 2026

PayPal buy with confidence

5
I have no issues with paypal when purchasing anything and feel protected by their buyer protection rules Reviewed on: 16th April 2026

PayPal gives customers options to have decent life s...

4
PayPal gives customers options to have decent life style with the way their us options to pay for stuff. It’s very very very convenient Reviewed on: 16th April 2026

No hassle at all.

5
Always super easy to use and flexible. Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review