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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Have no problems with purchases or when it's time t...

Have no problems with purchases or when it's time to make a payment on my credit Reviewed on: 16th April 2026

Easy to use and understand.

Easy to use and understand. I have used the credit facility on a number of larger transactions Reviewed on: 16th April 2026

Paypal lmy go to place

Paypal have always been my go to place for any high ended products. Very easy to use and understand Reviewed on: 16th April 2026

Helpful for larger items

Helpful for larger items pay in three Reviewed on: 16th April 2026

I find PayPal always delivers on service and custome...

I find PayPal always delivers on service and customer support Reviewed on: 16th April 2026

Great Experience with PayPal

I have had great experience using PayPal for paying for goods, receiving money and enjoying flexible credit payment plans. Reviewed on: 16th April 2026

Absolutely love PayPal, makes you feel safe in your...

Absolutely love PayPal, makes you feel safe in your purchases knowing PayPal always helps when you have a problem, customer service is brilliant and you can always get a call back instead of being on hold for ages Reviewed on: 16th April 2026

Easy to use, good customer service when requiring help

Easy to use, good customer service when requiring help Reviewed on: 16th April 2026

I’ve never had an issue, I feel the safest using Pay...

I’ve never had an issue, I feel the safest using PayPal for all my transactions Reviewed on: 16th April 2026

great service

very polite and helpful helps in any refunds and talks you through any complaints and resolves any isuses Reviewed on: 16th April 2026

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