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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Really im enjoying my paypal credit

Really im enjoying my paypal credit Reviewed on: 16th April 2026

Brilliant really great for purchases and keeping tra...

Brilliant really great for purchases and keeping track of spending Reviewed on: 16th April 2026

It's availability is convenient at most retailers,...

It's availability is convenient at most retailers, which can be handy when you would like a bit more flexibility on payment options Reviewed on: 16th April 2026

I had a problem with a subscription that I cancelled...

I had a problem with a subscription that I cancelled but they still took money PayPal refunded and no more money has been paid to them since Reviewed on: 16th April 2026

Easy to use.

Easy to use. Simple to pay. Not had to use Customer Service yet so no opinion. Would recommend to friends and family. Reviewed on: 16th April 2026

Great security for payments

I only use PayPal to pay for everything for security, always been amazing if ive had issues with sellers Reviewed on: 16th April 2026

Credit where credit is due

PayPal credits 0% for 4 months on payments above £100 is perfect for my spending habits allowing me to reduce the interest I pay on repeat expenses Reviewed on: 16th April 2026

Quick and easy access .

Quick and easy access . Easy app to use Reviewed on: 16th April 2026

Everything about PayPal is convenient, from the app...

Everything about PayPal is convenient, from the app to the way they process cases. They seem to be constantly innovating, introducing new products. Reviewed on: 16th April 2026

Flexible Way to Manage Online Spending

I’ve been using PayPal Credit for a while now, and it has genuinely transformed how I manage my online purchases. If you already use PayPal for your daily shopping, adding this credit facility is a no-brainer for spreading the cost of larger items. Reviewed on: 16th April 2026

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