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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Always worked for me but ...

4
Always worked for me but an explanation to payers that what they send is not what we get would be good. Reviewed on: 16th April 2026

Bad User Interface.

1
Bad User Interface. This is the time to change the UI Reviewed on: 16th April 2026

Love Paypal!

5
I use PayPal all the time. It is a safe easy way to do pay for purchases and services. Reviewed on: 16th April 2026

Customer support needs to be improved in terms of re...

5
Customer support needs to be improved in terms of replying Reviewed on: 16th April 2026

The best

5
I love paypal and everything it offers you Reviewed on: 16th April 2026

PayPal have always been throughly helpful and you ca...

5
PayPal have always been throughly helpful and you can trust them to have your back when there have been issues with sellers. Reviewed on: 16th April 2026

Easy, quick, secure service every time.

5
Easy, quick, secure service every time. Online portal and payments easy to navigate. Reviewed on: 16th April 2026

I am struggling with my finances and PayPal is the b...

5
I am struggling with my finances and PayPal is the best option for me to continue my life financially. Reviewed on: 16th April 2026

I have some credite card from Halifax but I preferre...

5
I have some credite card from Halifax but I preferred to use PayPal all the time. PayPal is really good Hassel free, and very safe to buy things from online. I feel safe using PayPal. I would like to thank PayPal for giving us this kind of wonderful and amazing opportunity to buy things online. Reviewed on: 16th April 2026

Paypal gave me freedom to shop without worrying

5
I use paypal to purchase all my shopping online, and with the paypal credit card has been useful to purchase venders who don't accept paypal, so it gave me more ways to shop whilst being protected. Reviewed on: 16th April 2026

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