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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very good service

Always fast communication and problem solving Reviewed on: 16th April 2026

I keep getting a advert to apply for a virtual card...

I keep getting a advert to apply for a virtual card and have been told its not available for me without reason Reviewed on: 16th April 2026

I’ve had nothing better than PayPal

PayPal has been there when I’ve needed help ever since I’ve started using their service. I’ve been able to pay for things even when I’ve not had the money, but I have been sensible paying it back because it’s not worth losing something that I’ve not had before. Thank you PayPal. Reviewed on: 16th April 2026

It's so easy to pay for goods or receive money.

It's so easy to pay for goods or receive money. Added the card and it's even better. Reviewed on: 16th April 2026

Easy to access and problems sorted speedily

Easy to access and problems sorted speedily Reviewed on: 16th April 2026

Security

I use paypal for everything I dont trust any company unless I see that paypal is available it give you security. Anytime I have had an issue with something its always been resolved correctly and quickly paypal is great Reviewed on: 16th April 2026

Lifeline at critical times

PayPal Credit has been really convenient for my online purchases. The application was quick, the monthly statements are clear, and I like having the flexibility to spread out payments when I need to. It’s been a reliable option and integrates smoothly with my PayPal account. Reviewed on: 16th April 2026

Its easy to use i love it so fast

Its easy to use i love it so fast Reviewed on: 16th April 2026

All ways feel safer and protected when paying with P...

All ways feel safer and protected when paying with PayPal if the option is to pay with PayPal i do Reviewed on: 16th April 2026

It has made payments easy and comfortable for me to...

It has made payments easy and comfortable for me to pay back in 3 months. It has released my stress of paying all up front Reviewed on: 16th April 2026

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