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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Never had a problem.

Never had a problem. Alway there when want it Reviewed on: 16th April 2026

Good service.

Good service. Good reminders. Happy with it so far Reviewed on: 16th April 2026

Customer are Priority

Pay pay has evolved with there customers needs. Very easy to deal with. Any problems I have had, have been resolved quickly. Adds a bit more security. Reviewed on: 16th April 2026

Useful to spread the costs over a short period of term.

Useful to spread the costs over a short period of term. However some issues with setting up DD for payment. The latter l found confusing Reviewed on: 16th April 2026

Nothing is too much trouble when I have a problem...

Nothing is too much trouble when I have a problem Reviewed on: 16th April 2026

PayPal from the start.

Been with PayPal since the start. Easy to use, plenty of options to pay. Great for transferring money between family and friends. Reviewed on: 16th April 2026

Ive used PayPal Credit for years excellent service e...

Ive used PayPal Credit for years excellent service easy to use and pay Reviewed on: 16th April 2026

Easy to use

Very easy to use and manage so I can keep on top of spending Reviewed on: 16th April 2026

Very easy to use low interest as welll

Very easy to use low interest as welll Reviewed on: 16th April 2026

Perfect to use and very good app to have

Perfect to use and very good app to have Reviewed on: 16th April 2026

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