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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use app and provides good credit easy to app...

Easy to use app and provides good credit easy to apply for Reviewed on: 16th April 2026

Good all round.

Good all round. Often using offers Reviewed on: 16th April 2026

Always use PayPal due to the safety when you shop

Always use PayPal due to the safety when you shop Reviewed on: 16th April 2026

Excellent company.

I rarely have had any problems and when I did it was easy to phone in, talk it over and get it easily and quickly solved with helpful advisors. Reviewed on: 16th April 2026

Excellent services, reliable payments and fast trans...

Excellent services, reliable payments and fast transactions. Reviewed on: 16th April 2026

hassle-free payments

Easy account setup, hassle-free payments, and reliable customer support whenever you need assistance. Reviewed on: 16th April 2026

Easy to use, user friendly, and reliable

Easy to use, user friendly, and reliable Reviewed on: 16th April 2026

Review of PayPal Credit

I've used the Credit function several times and found it easy to follow and information from PayPal is timeously sent out to me so i can easily keep track of my transactions. I've no hesitation purchasing through PayPal Credit and do so with confidence. thanks, Scott Reviewed on: 16th April 2026

perfect payments

Absolutely perfect every time. Again and again they out shine themselves Reviewed on: 16th April 2026

Very transparent and always manages to settle disput...

Very transparent and always manages to settle disputes with retailers Reviewed on: 16th April 2026

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