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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always been super helpful with all my questions and...

Always been super helpful with all my questions and have resolved all my issues with sellers. Very understanding and knowledgeable. PayPal and PayPal credit are fantastic and I have highly recommended to my friends and family. Reviewed on: 16th April 2026

Its quick to use and we can use it everywhere

Its quick to use and we can use it pretty much everywhere. Reviewed on: 16th April 2026

Easy to manage

Easy to manage good for 4 months interest free credit Reviewed on: 16th April 2026

to use paypal credi...

It was such a amazing experience to use paypal credit its so safe method to paying different online shops i am so happy with my paypal account Reviewed on: 16th April 2026

PayPal helped me immensely when I needed extra money...

PayPal helped me immensely when I needed extra money thank you .I was able to pay for a Holiday for my daughter and I. Reviewed on: 16th April 2026

Always use it and I happy.

Always use it and I happy. I always will be use it. Reviewed on: 16th April 2026

value to customers

I have been with pay pal for a long while and never had any trouble paying or refunded money from pay Reviewed on: 16th April 2026

Excellent service.

Excellent service.......................................................... Reviewed on: 16th April 2026

It's definitely worth having.

1. The main reason it's worth holding is the free installment payment option. 2. However, the automatic deduction for the payment period I set up failed every time. I have to be very careful. It should be a system problem, but I don't know how to tell. Reviewed on: 16th April 2026

The best out there

Can't think of a downside very good bordering on excellent Reviewed on: 16th April 2026

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