Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

very helpful in difficult times.

5
very helpful in difficult times.PayPal is helpful when we travel with the whole family. Reviewed on: 16th April 2026

Easy to use and excellent quality and service

5
Easy to use and excellent quality and service Reviewed on: 16th April 2026

Have always used PayPal it's a reliable and decent s...

5
Have always used PayPal it's a reliable and decent service Reviewed on: 16th April 2026

Have been using PayPal for years now.

5
Have been using PayPal for years now. They give me confidence in my purchases as I know my money is safer going through them than through my bank card. The credit options and promotions they have with some retailers really informs my purchases. Reviewed on: 16th April 2026

Paypal make it easier to pay online, I’ve never had...

5
Paypal make it easier to pay online, I’ve never had an issue paying with Paypal and I feel a lot safer doing it this way rather than entering my details. They also have Paypal Credit which is very helpful when needed. Reviewed on: 16th April 2026

Hassle-free shopping and peace of mind

5
Hassle-free shopping and peace of mind Reviewed on: 16th April 2026

Always up-to-date.

5
Always up-to-date. I'm telling you what you're need to know help is always at hand when needed Reviewed on: 16th April 2026

Confident buying

5
Pay pal gives one confidence in paying for goods on the internet. I always buy items through PayPal knowing that my purchase will be safe. Reviewed on: 16th April 2026

A really good tool to have.

5
A really good tool to have. Really appreciate regular updates, and notifications of upcoming payments due. Thankyou. Reviewed on: 16th April 2026

Ive been using pay pal for year now never had a prob...

5
Ive been using pay pal for year now never had a problem.always happy to help.Thank you pp. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products