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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Fast and excellent, reliable and quick customer service

Fast and excellent, reliable and quick customer service Reviewed on: 16th April 2026

Have never had an issue with PayPal.

Have never had an issue with PayPal. Excellent customer support whenever needed Reviewed on: 16th April 2026

Great and helps a lot in buying things you need in i...

Great and helps a lot in buying things you need in installments Reviewed on: 16th April 2026

Security

A more confident and safe way to pay Reviewed on: 16th April 2026

very good

very good experience esey to use Reviewed on: 16th April 2026

It's been really handy to have.

It's been really handy to have. I've used it for bigger purchases and been paying it off monthly. You can set up payments in advance or if you forget there are always notifications to remind you. Reviewed on: 16th April 2026

I've never had a problem with PayPal.

I've never had a problem with PayPal. They are very good at reminders to pay your credit off to avoid any late payment charges. Reviewed on: 16th April 2026

Excellently, using it since long time

Excellently, using it since long time Reviewed on: 16th April 2026

No Problems, quick and eficient

Never had a problem with this, always handled smoothly Reviewed on: 16th April 2026

It just works.

It just works. Problems are resolved quickly Reviewed on: 16th April 2026

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