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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent service for no problem at all

Excellent service for no problem at all Reviewed on: 16th April 2026

All good, I can't complain everything is working per...

All good, I can't complain everything is working perfectly for me Reviewed on: 16th April 2026

Never an issue and excellent services offered

Never an issue and excellent services offered Reviewed on: 16th April 2026

Have been using PayPal consistently so easy allows m...

Have been using PayPal consistently so easy allows me to budget Reviewed on: 16th April 2026

I am very happy with their services and app.

I am very happy with their services and app. It is straight forward and no unnecessary complications. Reviewed on: 16th April 2026

Excellent amazing , easy step and always helpful

Excellent amazing , easy step and always helpful Reviewed on: 16th April 2026

I use PayPal all the time to buy things I wouldn’t n...

I use PayPal all the time to buy things I wouldn’t necessarily buy full price at that time so I use the pay three option and I’ve been doing this for a long time and if it works for me, I don’t get into too much debt and I regularly pay off every month. Great that PayPal is on nearly every website. I always have an option to use PayPal. I even use the credit regularly and I feel like this is easier to use than a credit card. I can track what I owe a lot easier. Reviewed on: 16th April 2026

PayPal Credit is very easy to use and convenient for...

PayPal Credit is very easy to use and convenient for online purchases. The application process was quick and straightforward. Payments are flexible, and everything is clearly shown in the app. Overall, a good experience. Reviewed on: 16th April 2026

It’s Always good to use and easy

Always good to use and easy and every time need it’s quick to do order even paying back is easy Reviewed on: 16th April 2026

Always helpful when needed.

Always helpful when needed. App is easy to understand. And payments are protected. Feel safer paying with paypal Reviewed on: 16th April 2026

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