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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy to pay, user friendly interest free purchase is...

5
Easy to pay, user friendly interest free purchase is an added benefit Reviewed on: 16th April 2026

Easy to operate and secure in use

5
Easy to use and secure operating. Double security measures.makes pay pal even better. Reviewed on: 16th April 2026

Well,I did raise a concern to cancel an order few ho...

3
Well,I did raise a concern to cancel an order few hours after the order.The feedback from PayPal was ridiculous. Reviewed on: 16th April 2026

Always great service.

5
Always great service. And easy to use App Reviewed on: 16th April 2026

Great for paying with credit in plenty of stores

5
Great for paying with credit in plenty of stores Reviewed on: 16th April 2026

Your reviewYou are reviewing PayPal: PayPal Credit..

5
Your review You are reviewing PayPal: PayPal Credit Edit Tell us more about your experience 0 characters - Good start, but tell us a little more. Give your review a title Previous Step 3 of 5 Next What makes a good review? A good review is informative, honest and detailed. Here are a few tips for writing a review: Be specific Include features, benefits and drawbacks. Be honest Whether your experience was good or bad, don’t be afraid to share it. Be respectful We'll remove any offensive language and derogatory comments. Reviewed on: 16th April 2026

Convenient service provider.

5
Convenient service provider. Easy, quick and reliable. Reviewed on: 16th April 2026

PayPal have always helped

5
PayPal have always helped with any problems that occur with companies. Reviewed on: 16th April 2026

Quick fast easy and straightforward reasonable easi...

5
Quick fast easy and straightforward reasonable easily manageable Reviewed on: 16th April 2026

I have a very good experience with paypal, its my ho...

5
I have a very good experience with paypal, its my ho to accouwhen i need emergency funds and the rates are really good and affordable. Reviewed on: 16th April 2026

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