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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great app.

Great app. Great protection of money. Reviewed on: 16th April 2026

easy to use

So easy to use and lots of places accept PayPal payments Reviewed on: 16th April 2026

I use PayPal all the time as it helps in difficult t...

I use PayPal all the time as it helps in difficult times to buy essentials and eases the burden of financial strain. Reviewed on: 16th April 2026

Trust paypal for all my transactions

Trust paypal for all my transactions Reviewed on: 16th April 2026

I like PayPal credit because it gives me flexibility...

I like PayPal credit because it gives me flexibility to spread the cost of purchases that I might not be able to justify buying if I had to pay in one lump sum. Reviewed on: 16th April 2026

Straight forward & easy to use

The application was straight forward & didn't take a long time. The pay in three option is very helpful especially towards the end of the year. Reviewed on: 16th April 2026

Outstanding Support and customer service

Always on hand to assist. Customer service is outstanding. Help to manage your finances and easy ways and options to pay off your outstanding balance Reviewed on: 16th April 2026

Great! Simply the best!

Great! Used for many years!! Always been there when just need that littlenlinger to pay for something. Ideal in an emergency, for example if you need a car part and dont have the funds availible right away Reviewed on: 16th April 2026

Great service with quick reposes when there have bee...

Great service with quick reposes when there have been problems. Reviewed on: 16th April 2026

I bought Take That tickets

I bought Take That tickets for myself and family. I paid and got interest free credit givi giving the girls time to pay me back in instalments. Perfect Reviewed on: 16th April 2026

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